12 Apr 4/12/2023 IN PERSON - Working with FHA & VA Today 4/12/2023 IN PERSON - Working with FHA & VA Today Wednesday, April 12, 2023 (8:30 AM to 12:30 PM) 4 Education Credits Resource Training & Solutions, Sartell, Minnesota Details You're Registered! DescriptionLocationInstructorsCancellation Policy FHA and VA home loans offer affordable financing for home buyers. Their impact has grown during recent years, so it becomes ever more important that real estate professionals, including appraisers and real estate agents, understand appraisal requirements and expectations. This session covers basic information about FHA and VA home loan processes and resources. Instructor: Susanne Barkalow, B&B Professionals This course is APPROVED by the MN Commissioner of Commerce for 4 hours of Real Estate AND Appraiser Continuing Education. This course is provided by B&B Professionals. Cost: FREE to SCAAR Members $50.00 if you are not a REALTOR Member of SCAAR NOTE: Attendance Policy!!! Per the DOC Minnesota Statute 45.30, Subd. 4: Continuing education courses must be attended in their entirety in order to receive credit for the number of approved hours. You must be there by the start time of class and cannot leave before the course has concluded. This means you cannot even be 1 minute late or leave 1 minute early. Resource Training & Solutions Resource Training & Solutions137 23rd Street SouthSartell, MN 56377 Map & Directions Susanne Barkalow Susanne holds a Certified Real Property Appraiser license from the state of Minnesota and the IFA designation from the National Association of Independent Fee Appraisers (NAIFA). She has appraised residential properties throughout central Minnesota since 1987. As an active member of NAIFA, she has held all four chapter offices, has served as state director on several occasions, and has been awarded the MN Appraiser of the Year award. In addition, she has served as a regional governor, and has served on several national committees. She was an elected member of the national board of directors for six years, and served as an NAIFA representative on The Appraisal Foundation's Education Council of Appraisal Foundation Sponsors (ECAFS). Susanne also serves on the MN Appraisal Advisory Board, has authored and reviewed appraisal courses, and has taught courses for appraisers throughout the United States. Susanne has chaired the education committee for the St Cloud Area Association of REALTORS, has been an adjunct member of the St Cloud State University faculty, and has the Certified Distance Education Instructor (CDEI) certification. She has served on the city of St Cloud Zoning Board of Appeals for eight years. She is a lifetime Girl Scout, currently chairs the Gold Award Mentor Committee for the Lakes and Pines (MN and WI) Council, and is the recipient of the national Thanks Badge from Girl Scouts of the USA. You have until the start time of class to cancel your registration. If you do not cancel and do not show up, members will be charged a no show fee of $10.50 per credit hour. Non-members will forfeit their registration fee. To cancel your registration, log on to the SCAAR portal (where you registered), click on the class and click on cancel. Follow the steps to cancel your registration. If you are not able to log on to cancel, you may send an email to Kelly@stcloudrealtors.com to cancel your registration. If you are not a member of SCAAR and decide to cancel your registration, there is a $10.00 fee.